Simple, healthy, and delicious, these 4-ingredient banana oat pancakes are the ultimate fuss-free recipe with no flour nor sugar. It is easy to make with minimal prep, and ready in just 15 minutes! Perfect for a cosy, guilt-free afternoon indulgence, or a healthy, quick breakfast treat.
Naturally sweet from the ripe banana and a touch of honey, these oat pancakes are fluffy, and chewy, just like a moist banana cake in pancake form. Serve them with fresh fruits, a drizzle of extra honey, or a sprinkle of cinnamon for that extra touch of comfort.
Table of contents
Why you’ll love these banana oat pancakes
- Just 4 ingredients – no fancy flours or hard-to-find items! All you need is oats, banana, egg, and honey – simple, wholesome, and pantry-friendly.
- Ready in 15 minutes – blend, cook, flip, and enjoy! Perfect for lazy mornings, quick snacks, or when a craving strikes.
- Naturally sweet and healthy – The banana adds natural sweetness, while oats and egg pack in fibre and protein to keep you full.
- Soft, fluffy, and comforting – These pancakes are tender with a slight chew from the oats and sweetness from the ripe banana, like a cosy cross between a pancake and banana bread!

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Ingredients for banana oat pancakes
- Ripe banana: Main sweetener of the pancakes. It provides moisture to the pancakes, keeping them fluffy, moist, and tender. The spottier the banana, the better!
- Oats: This pancake recipe relies mainly on blended oats and banana, creating a hearty texture with slight chew, like a soft oatmeal cookie. You can also use oat flour instead.
- Egg: Acts as a binding agent that holds the batter together, and adds lightness to help the pancakes rise slightly instead of turning dense.
- Honey: Or maple syrup.
- Optionals: Pinch of cinnamon or vanilla extract for flavour, or baking powder for fluffiness!

How to make banana oat pancakes with 4 ingredients
- Blend the oats – In a blender or food processor, blend the oats until fine.



- Prepare the batter – In a bowl, mash the banana, then stir in oat flour, egg, and honey. (Optional: add a pinch of cinnamon powder/vanilla extract for extra flavour). Let sit for 5 mins to thicken.



- Cook the pancakes – Heat a lightly greased non-stick pan over medium-low heat. Pour a ladle of batter and cook for 2-3 minutes until bubbles form. Gently flip and cook for another 1-2 minutes until golden. Repeat with remaining batter.



- Serve warm – Enjoy with a drizzle of honey, fresh fruits, yogurt, or nut butter!

Success tips for making banana oat pancakes
Let the batter rest.
Wait 5 minutes after mixing. This thickens the batter and helps oats absorb moisture for fluffier pancakes. Add ½ tsp baking powder for extra fluffiness!
Be gentle as you flip.
This recipe is gluten-free which means the batter has less structure, so they’ll be more delicate as you flip. Once flipped, let the pancake set without moving, otherwise you’ll easily break it!
Low and slow cooking.
Cook on medium-low heat to prevent burning (banana sugars caramelise quickly!). Look for bubbles before flipping.
Can I use quick oats instead?
Yes, you can use quick oats. They’ll blend smoother and cook faster, but will turn out softer, slightly mushier, and may lack a bit of chew.
Why are my pancakes dense?
Banana oat pancakes are fluffy but slightly denser than normal pancakes with flour. However, over-mixing the batter and skipping the rest time after mixing can make them dense.
How to store leftovers?
Store the pancakes in an airtight container for up to 2 days in the refrigerator. If freezing, layer the pancakes between parchment paper, store in a zip bag, and freeze for up to 1 month.

Comforting, filling, and slightly sweet, these banana oat pancakes are easy to make with just 4 ingredients! They are fluffy, moist and tender, and come together in a breeze – perfect for a cosy afternoon tea treat, a healthy snack, or a quick breakfast!
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4-Ingredient Banana Oat Pancakes
Ingredients
- 1 ripe banana (mashed)
- ½ cup rolled oats (blended into oat flour, or use pre-made oat flour)
- 1 egg
- 1 tbsp honey (or maple syrup)
- (Optional) ½ tsp cinnamon or vanilla extract
Instructions
- Blend the oats: In a blender or food processor, blend the oats until fine.
- Prepare the batter: In a bowl, mash the banana, then stir in oat flour, egg, and honey. (Optional: add a pinch of cinnamon powder/vanilla extract for extra flavour). Let sit for 5 mins to thicken.
- Cook the pancakes: Heat a lightly greased non-stick pan over medium-low heat. Pour a ladle of batter and cook for 2-3 minutes until bubbles form. Gently flip and cook for another 1-2 minutes until golden. Repeat with remaining batter.
- Serve warm: Enjoy with a drizzle of honey, fresh fruits, yogurt, or nut butter!
